"Imagine being in a boat in the ocean on a very still day. No wind. No swell. The water is as flat as a mirror. The calm goes on for a just long enough for you start to feel like it's normal.
Then when a small wave comes, it feels huge, and regular waves feel enormous.
As scary as it might feel...remember waves are normal. Occasional storms are normal. And the last thing you want to do when you get into one is abandon ship."
*Carl Richards - behaviorgap.com
We know there are endless options for you to invest your money. Countless brokers with thousands of means to "make your money grow". Most popular funds hug the index so they don't look bad if the market has a bad quarter and charge you a very illusive MER to do so.
I have found a much better way to serve my clients.
Would you like to be invested in an average mutual fund or like the largest pension funds in the world?
I use a full discretion Portfolio Management Firm that helps investors manage their wealth and take advantage of investment opportunities that present themselves in the capital markets. They follow a disciplined and thorough approach to investment management which traditionally has produced strong results for clients through the cycles of the market. You are directly invested in companies, real estate, private equity, bonds and insurance.
With 10 years trying to make it work balancing mutual funds from different companies, it only makes sense to use a professional manager to take care of your portfolio while I spend my time taking care of you and your family.
My Mission Statement has always been the same. To respect my client and always communicate as openly and transparently as possible. I have seen many ups and downs in the last 15 years and can say that I want your ability to feel comfortable approaching me in the good times and the bad is what I strive for in my profession. I strongly feel I have a feduciary responsibility to you as my client and will never put myself over your trust. I have stood by my investment style to invest everyone like they are my mother. I also have an unofficial motto that I want to keep the client happy and able to sleep at night so I can be happy and sleep at night.
My official motto is" When the proper life plan is in place, there is a great peace of mind that allows you to focus on the greatest gift of all - life"
After full review of current assets, full financial analysis of goals with a plan in place, we institute the investment side of your portfolio for future growth and income protection. Together with the team from the management firm I have partnered with, we transfer funds and allocate to the plan we have developed. The portfolio would then be administered by the portfolio managers within their model portfolio. They are fully licensed managers that will buy and sell within the portfolio as they see opportunities and take profits.
Today's markets are reminiscent of 12 years ago, but reminds us to revisit our plan and ask yourself these 5 Big Questions.
If you don't have a plan and/or haven't asked yourself these 5 big questions, maybe it is time for one.
At Lang Financial, we can spend quality time working on a financial plan that addresses all the needs of the client. We will cover investments, insurance and mortgages to make sure all your financial needs are addressed.
My fully transparent fee for advice is charged for the plan, on-going review and maintenance of the plan. Fees are fully tax deductible in non-registered accounts.
I work together with you to put a long term plan in place that is sound, balanced, and at a risk level that allows both of us to sleep at night.
When the proper life plan is in place, there is a great peace of mind that allows you to focus on life's other great pleasures.
Call today and see how easy investing can really be.